IndianHomeBuyer

Stamp duty and registration charges: what you actually pay

Two separate charges, set by each state. How they are calculated and where buyers go wrong.

By Explainers Desk · Mumbai, Delhi NCR

Created with AI assistance, reviewed by Meera Iyer · How we use AI

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Stamp duty is a state tax on the transfer document. Registration is a separate fee for recording the transfer. Both are usually a percentage of the higher of the agreement value and the government's guideline value.

Rates differ by state, city, buyer gender in some states and property type. Cesses and surcharges can add to the headline rate.

Use our stamp duty calculator for an estimate, then confirm with the registration department.

What this means for you

Budget 6 to 8 percent of the property value for stamp duty and registration in many states, and confirm the exact figure before you sign the agreement to sell.

Sources