IndianHomeBuyer

Explainers Desk

Evergreen guides on buying, financing and owning property in India, reviewed by editors with finance and legal experience.

Stories on this desk are created with AI assistance and reviewed by the editors below.

Meera Iyer, Editor, Personal Finance

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Latest from this desk

Abstract illustration of city buildings for: How a home loan EMI is calculated (and how to lower it)Home loans

How a home loan EMI is calculated (and how to lower it)

The formula, why early EMIs are mostly interest, and four ways to cut the total cost.

Abstract illustration of city buildings for: Stamp duty and registration charges: what you actually payBuying a home

Stamp duty and registration charges: what you actually pay

Two separate charges, set by each state. How they are calculated and where buyers go wrong.

Abstract illustration of city buildings for: Capital gains tax on selling a house: the basicsLegal & tax

Capital gains tax on selling a house: the basics

Holding period, indexation changes and the exemptions that can reduce what you owe.

Abstract illustration of city buildings for: REITs versus buying a flat: how investors compare themInvesting

REITs versus buying a flat: how investors compare them

Liquidity, ticket size, income and effort differ. A side-by-side view.